Protecting Your Business
Your business deserves strong protection and guidance you can trust
With over 15 years of experience, Lantern Insurance Group helps business owners understand their coverage, eliminate guesswork, and stay protected from the risks that come with growth. Running a business comes with risk — accidents, lawsuits, property damage, employee injuries, and unexpected events can happen at any time. Without the right coverage, a single incident can create financial strain or even shut down operations.
Complete Protection
Commercial insurance protects your assets, employees, customers, income, and long-term stability.
Confidence to Grow
When you understand your coverage, you can focus on growing your business instead of worrying about risk.
Commercial Insurance Coverage Options
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General Liability Insurance
Essential protection for everyday business risks.
Covers: Bodily injury, property damage, personal and advertising injury, and more. The foundation of most business protection plans.
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Workers' Compensation Insurance
Required coverage that protects your employees and your business.
Covers: Workplace injuries, medical expenses, lost wages, and employer liability. Mandatory in Florida and essential for protecting your employees and business.
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Commercial Property Insurance
Protection for your building, equipment, inventory, and business assets.
Covers: Fire, theft, vandalism, storms, and other covered losses. Protects the physical assets that keep your business running.
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Business Owners Policy (BOP)
A bundled policy combining general liability and property coverage.
Perfect for small to mid-sized businesses. Get comprehensive coverage at a better price when bundled together.
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Commercial Auto Insurance
Coverage for vehicles used for business operations.
Covers: Liability, collision, comprehensive, uninsured motorist, and more. Business vehicles need specialized coverage beyond personal auto insurance.
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Professional Liability / E&O Insurance
Protection against claims of negligence or professional mistakes.
Ideal for consultants, realtors, advisors, and service-based businesses. Protects your reputation and finances from professional liability claims.
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Umbrella / Excess Liability Insurance
Extra protection that extends beyond your primary policies.
Covers: Large claims, lawsuits, and high-severity incidents. An affordable way to add extra protection as your business grows.
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Trucking Insurance
Comprehensive coverage for commercial trucking operations.
Specialized coverage for trucking companies and owner-operators, including liability, cargo, and physical damage protection.
Who We Serve
Lantern Insurance Group supports a wide range of businesses across Florida:
Small Businesses
From startups to established operations, we provide coverage that scales with your growth.
Contractors & Trades
Specialized coverage for construction, plumbing, electrical, and skilled trade businesses.
Retail Shops
Protection for retail operations, inventory, and liability risks specific to retail.
Restaurants & Cafés
Coverage tailored to the unique risks of food service businesses.
Consultants & Professional Services
Professional liability and E&O coverage for service-based businesses.
Real Estate Professionals
Coverage for realtors, brokers, and real estate agencies.
Home-Based Businesses
Specialized coverage for entrepreneurs and home-based operations.
Growing Companies
As your business scales, we adjust your coverage to match your evolving needs.
Why Choose Us for Commercial Insurance
Industry Experience
15+ years helping Florida businesses find the right coverage for their specific risks.
Top Carriers
We work with top-tier insurance companies to ensure you get competitive rates and reliable coverage.
Personalized Solutions
We don't offer cookie-cutter policies. We customize coverage to match your business and budget.
Local & Available
Based in Orlando, we understand Florida's business landscape and are here when you need us.
Protect Your Business Today
Get a free, personalized commercial insurance quote.
Get Your Free Quote